fbpx

News

View our latest news stories

Retirement Planning
June 2019
Making plans for your retirement
Retirement Planning
June 2019
  Tailored to match your particular needs and aspirations One of the most important stages in life which everybody has to save for is retirement. We work hard to enjoy our current lifestyle but are we doing enough to ensure that we can continue to enjoy it in our retirement? Many of us live for today, but saving into a private pension plan can help us retire sooner rather than later. Read full article
Investment
June 2019
Green light for new type of home loan
Investment
June 2019
  Product choice broadened in the later life lending sector In an effort to broaden product choice in the later life lending sector, the Financial Conduct Authority now treats Retirement Interest Only (RIO) mortgages as standard mortgages, instead of being regulated under Equity Release rules. This factor, among others, has resulted in several lenders adding RIO mortgages to their offering. Read full article
Insurance
June 2019
Critical illness cover
Insurance
June 2019
  Minimising the financial impact on you and your loved ones What would life be like if you were diagnosed with a serious illness? Things could change very suddenly. You’d get your family together and tell them what was going on. Before long, you’d start spending time in hospital for treatment. You may also need to take some time off. Read full article
Investment
June 2019
Wealth creation
Investment
June 2019
  Spreading risk by accessing different types of assets Investing for the long-term means persisting through market swings. History shows that when people invest and stay invested, they’re more likely to earn positive returns in the long run. When markets start to fluctuate, it may be tempting to make financial decisions in reaction to changes to your portfolio. Read full article
Retirement Planning
June 2019
Preparing for your upcoming retirement
Retirement Planning
June 2019
  Considering the practicalities of fulfilling your desired lifestyle If you are aiming to retire within the next five years, its time to get into the mindset of considering the practicalities of fulfilling your desired lifestyle and making plans. Read full article
Insurance
June 2019
Long-term care insurance
Insurance
June 2019
  Meeting the cost of residential and nursing care in old age Long-term care insurance provides the financial support you need if you have to pay for care assistance for yourself or a loved one. It involves a variety of services designed to meet a person’s health or personal care needs during a short or long period of time. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own. Read full article
Estate Planning
May 2019
Lasting Power of Attorney
Estate Planning
May 2019
  Making decisions on your behalf during your lifetime A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the ‘attorneys’. An LPA is a completely separate legal document to your Will, although many people put them in place at the same time as getting their will written, as part of wanting to plan for the future. Read full article
Tax Planning
May 2019
Do your numbers add up?
Tax Planning
May 2019
  Tax-efficient ways to fund the next generation It’s natural we may want to give younger members of our family a financial start in life. Especially when we hear about some students graduating with eye-watering levels of debt. If you are able to help your children or grandchildren without risking running out of money yourself, it’s important that you do so effectively. Read full article
Pensions
May 2019
State pension
Pensions
May 2019
  Half a million workers past pension age could be paying unnecessary tax A significant number of people working past the state pension age could be paying unnecessary tax on their state pension, according to new research[1]. This is because they failed to take up the option of deferring their state pension until they stopped work. As a result, their entire state pension is being taxed, in some cases at 40%. Read full article
Estate Planning
May 2019
Why silence isn’t necessarily bliss
Estate Planning
May 2019
  Over six million adults refuse to discuss their will with loved ones Making a will is very important if you care what happens to your money and your belongings after you die, and most of us do. But have you tried to talk with your parents about their will? If that conversation isn’t happening, you’re not alone. Read full article