Take control of your finances
Do you want to take control of your finances? Do you know exactly where you want to be, the life you want to live, but have no idea how you're going to get there? We work with clients just like you to develop a financial and lifestyle plan to set them on their path to financial independence.
Our independent advice helps individuals achieve their financial goals, irrespective of their resources or life stage. The process begins with a thorough understanding of their current financial position, needs and ambitions. This insight is used to create a comprehensive and evolving plan, which we monitor and review to ensure they remain on track.
We can work alongside your existing professional advisers or recommend a suitable professional contact where required.
How do you look after my investments?
We follow a structured investment process which affords our clients the best opportunity to meet their objectives, without exposing them to unnecessary risk.
Our process begins by establishing their risk profile, which we use to determine an appropriate mix of assets for their portfolio (i.e. equities, fixed income, property, commodities, currencies). We partner with a market leading investment provider whose daily review process helps select, monitor and replace fund managers within the core asset classes.
Technology underpins our offering. We are able to actively monitor our client portfolios and react quickly to changes in the investment climate. Our clients are kept informed via our quarterly Investment Matters newsletter and review process.
I'd like to understand my pension
People are often confused about their pension or have simply chosen to ignore it, not considering it an integral part of their overall investment strategy. Performance that would not be tolerated elsewhere is accepted as inevitable. Often policies are scattered between multiple providers and they are left to interpret a bewildering array of paperwork.
We work with clients to help take control of their pensions and incorporate them into their overall investment strategy, taking advantage of all available tax incentives.
Your pension may be your single most important lifetime investment. Take control of it today. Contact us to arrange a free one hour pension consultation.
Fish Financial - Thank You. You've given me back control. I'm no longer drowning in paperwork and I have peace of mind knowing my investments are being looked after
Sean Saint-Smith, Commerzbank
How much is enough?
We spend our lives working hard and trying to get ahead. Rarely do we stop, take stock, and consider 'how soon can I stop doing what I have to do and start doing what I want to do?' and 'how much is enough?'.
Our lifestyle financial planning process helps find answers to these questions. Using our system we can calculate exactly where you are, what you have achieved, and what needs to be done. We then create your Lifestyle Plan, a detailed roadmap to help you get there. Regular reviews ensure you remain on track.
What happens if I die or fall ill?
One thing people delay considering is - what happens if I fall ill or die? While we don't really want to contemplate it, life is full of uncertainties and unfortunately some of these can harm or even ruin you or your estate financially. That's why ensuring you having the right protection (insurance) policies in place is so important.
We offer a protection advisory service, helping you to protect your family and your home. This includes Inheritance and Capital Gains Tax planning, as well as life, illness and loss of income cover. We can assess suitable protection and make recommendations in isolation or as part of your overall financial planning strategy.
Given your protection needs may vary over time and with changes in circumstance, contact us today and arrange a review of your existing policies.
Specialist taxation advice and services
Professional, proactive advice for High Net Worth individuals and high earners. From remuneration to inheritance, offshore planning and capital gains. We'll even file your tax return. More